As I was going to Washington, DC
I met insurance CEOs who said “Whee”!
500 Insurance CEOs said Weeee!
Have ten insurance plans EEEEEach!
Every plan has it’s own website!
Every plan is different, password for each site!
Every plan refuses coverage for different treatments, right?
Every plan demands prior authorization, doctor’s office up all night
If they refuse chemotherapy the doctor has to fight?
Prior auths, treatments, passwords, plans
Insurance companies, all those demands
As I was going to DC
How many passwords will I need?
For the Ragtag Daily Prompt: snail.
I was pricing health insurance in case I get well enough to work more. I can get an $800 a month with a $8000 deductible or a $1435 a month with a $2000 deductible. I would very much like to work part time treating Long Covid. But, ironically enough, looks like I can’t afford health insurance. It costs more than the malpractice would. Ironic, huh? It’s not like we need doctors. (I do not have a medical release yet anyhow, but time to do research. It’s making me gloomy.)
You know, if we do get Artificial Intelligence, it will take one look at the United States Medical non-system, decide we are insane, and wipe us out.
And honestly, when I was working for the hospital clinics, I thought the most brilliant person in our office was the woman who could extract a prior authorization from so many insurance companies. I would send the referral to print and half the time she would have it authorized by the time the patient got to the front desk. And why do we waste all that brilliance on giving health insurance companies a profit of 20 cents out of every dollar? That is $20,000,000 out of $100,000,000. Looks worse with bigger numbers, doesn’t it?
Physicians for a National Healthcare Program: https://pnhp.org/.
Gahhh! Our system is nuts…
I always called the insurance companies when I ran my clinic. When they’d say “you can get the authorization on line”, I would say, “I am the physician and I don’t have time to learn thousands of websites. Don’t be ridiculous.”
It is almost the worst health care system money can buy. I say almost because I’ve often thought that it could not plunge lower, always to be disappointed.
While practically the rest of the world has single payer.